OneFunded Review 2026
Simple and transparent US prop firm with 100% refundable fees and no time limits.
★ 4.4/5 on Trustpilot (183 reviews)Overview
OneFunded came onto the scene in 2023 with a killer selling point: evaluation fees are 100% refundable. That's a genuine differentiator because at most competitors — FTMO, Funded Next, The Funded Trader — if you fail, your money's gone. Here, you get it all back once you're funded. The challenge runs a standard two-phase model. Phase 1: hit 8% profit. Phase 2: hit 5%. Max drawdown is 10% and daily drawdown is 5%, both industry standard. No time limit to complete either phase, which takes a huge amount of pressure off. Accounts range from 2K to 200K, with entry prices starting at just $35 for the 2K account — probably the lowest barrier to entry in the entire market. The profit split can reach 95%, putting OneFunded among the most generous firms around. For platforms, you get MT5 and DXtrade. No MT4, no cTrader. That's a bit thin compared to firms like Alpha Capital Group or The Funded Trader that offer more options. Leverage sits at 1:100, which is fine for forex and indices. You can trade forex, indices, commodities, and crypto — a broader catalog than futures-only firms like MFFU or TopStep. The obvious weakness is the company's youth and thin track record. With only 183 Trustpilot reviews at a 4.4/5 rating, there's not enough history to fully trust the long-term payout reliability. The firm responds to 100% of negative reviews, which shows good intentions, but concrete proof of massive payouts is still lacking. OneFunded works well for beginner or intermediate traders who want to test prop trading with minimal financial risk thanks to the refundable fees. Experienced traders managing bigger capital might prefer more established firms with longer track records and more community proof.
Pros
- 100% refundable fees
- No time limit on challenges
- Simple and transparent rules
- 100% negative review response rate
- Low entry price from $35
- Profit split up to 95%
Cons
- Very young company (2023)
- Few Trustpilot reviews (183)
- Limited platforms (MT5, DXtrade)
- Short payout track record
Pricing
Trading Rules
8% (Phase 1) / 5% (Phase 2)
5%
10%
0
Illimité
No
Platforms & Instruments
Our Verdict
OneFunded has a clear value proposition: refundable fees, rock-bottom entry prices, and a generous profit split up to 95%. For someone just getting into prop trading who wants to minimize risk, it's hard to beat. The two-phase model is standard and the rules are fair. The big caveat is the lack of track record — 183 Trustpilot reviews is still thin ground to build full confidence on. The platforms being limited to MT5 and DXtrade may also bother some traders. If you're willing to bet on a promising young firm, go for it. Otherwise, wait a few months to see how the payout history develops.